• What Type Of Loan Is That,Amy L. Neuharth

    What Type Of Loan Is That

    Types of Loans Getting into real estate property is based off of the idea of money.  Your exchange of money will give you exactly what you want for a home.  Within each different type of loan that you decide to get will be different divisions on how you can pay off your home or office space.  If you know the terms and types of loans that are available to you, it will be easier to move your furniture into the right place.  The first way that a loan will be divided is by the principal.  This is the amount that you will pay that the home is worth in total.  You will pay a percentage of this amount every month.  The second type of charge for the loan is an interest rate.  This will be a percentage that the lender you are working with will be able to keep because of their ability to loan you the money.  Within each type of loan you will be able to get, there will be a division in how you pay both of these off.  It may mean that the interest rate or principle changes over a specific amount of time.  From here, you can add escrow to your account, which will be like a savings account for your loan and won’t go towards paying off the house until you need the extra money.  Within each type of these loans are different rules, regulations and ways to divide what you are going to be paying.  Different limitations for timing and the amount of money that you are able to pay are added into the loans.  If you want to make sure that you are getting the best deal, make sure that you understand how each part of the loan will work together.  The main consideration that you will need to keep with your loan is how you will be paying off your home and where your money will go.  Each different part of the loan will be an investment that will show your ownership of the home later on.  By determining your needs, individual situation and what you believe will work best; you will have the ability to find the best possible loan. As always, don’t hesitate to contact me with any questions about your home buying needs!

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  • 10 Best Small Businesses in MatSu Valley,Amy L. Neuharth

    10 Best Small Businesses in MatSu Valley

    10 Best Small Businesses in Matsu Valley Tomorrow is Small Business Saturday, with the way Covid-19 has struck many businesses – I wanted to spotlight 10 of my favorite (and a bonus business too) small businesses in the MatSu Valley that I encourage you to support. Go grab yourself or a family member a gift card, give them a like or follow on social media – share their posts! Everything counts to these local businesses! Heather at Raven Hair Studio – I have been seeing Heather since forever. She does amazing extensions, well amazing everything. Book online by following this link! Be sure to drop a follow on her Instagram as well. Hair by Jyllian – My daughter does amazing hair! Give her a follow and check her out if you are need of a stylist. Perkup Espresso – If you want the perfect cup of coffee or a refreshing lotus drink, this is your spot! Give them a like or follow as they are always dropping deals and fun things on the daily! Screaming Eagle Archery – I really don’t need to say more. Right? If you’ve read my bio you know how I feel about it! You probably know the name as the sponsor so many youth organizations/teams here in the valley. A great spot to look for a Christmas gift…I wear a size I’ll take one of each. Check out their Instagram too! Tier 1 Veterinary Medical Center – their new(ish) building is beautiful It’s not only locally owned and operated but Veteran Owned and Operated as well! They too have an Instagram to follow. Palmer Alehouse – Delicious food, drinks and phenomenal atmosphere. Summer you will find everybody here and honestly it’s one of the best places to be! Give them a like and follow and maybe purchase a gift card for a night out for yourself or family member! Innergy – I can’t rave enough about this place and Jordan. She’s changed my life and I look forward to every morning I spend with her. If you’ve got fitness goals – this is your place. Follow Innergy on Instagram as well! Revive Aesthetics & Spa – Owned by a total boss babe with big dreams and goals. It’s an incredible place and who wouldn’t love a spa day for a Christmas gift? Their Instagram is gorgeous too! Fireweed Esthetics – If you want your lashes done and trust me you do, if not my assistant would love that as a Christmas gift – this is where I go. I can’t refer them enough! You can check out all the lovely lashes on Instagram! Signature Real Estate Alaska – I work at this brokerage, but to be fair it's the best brokerage in the state! If you are interested in becoming a real estate agent -- stop by and talk to Devon!     Be sure to check out my other blog posts highlighting all things Mat-Su Valley for more ideas on where to visit and what to do. And don't forget to grab a free copy of the Palmer, Alaska Community Guide or Wasilla, Alaska Community Guide!       

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  • Top 3 Apps To Use When Buying A Home,Amy L. Neuharth

    Top 3 Apps To Use When Buying A Home

    3 Apps to Use When Buying a Home Are you ready to take the journey of buying a new home? Or are you seasoned veteran and just ready to know some great tips to make the process seamless? Well here are 3 apps (and a great freebie) to help you when buying a home. According to research done by National Association of Realtors, 76% of people use their mobile device to begin their search for their new home. As you imagine, that sounds overwhelming, because where do you begin? What is the best resource for finding a home? In all honesty, I will be your number one resource. I can help you make the entire home buying process as easy as I possibly can. But if you are wanting to browse around, here’s a list of apps to make your life just a bit easier! Also, to note, my website is mobile friendly and the listings are updated consistently! Zillow – tens of thousands of homes can be found on Zillow. The only downfall is it’s not accurate. So if you find a home, or a few that you really like, shoot me a message and I can help you.BiggerPockets –  a great resource for learning about real estate, especially the investing side of it.Facebook  – it has a plethora of pages, groups and of course marketplace listings for you to browse for homes. Be sure to follow/like me on Facebook as well. Buying a home may seem like a daunting task but having a trusted real estate agent, makes the process more manageable. I can guide you through all the steps and help you find your dream home. If you are just unsure, my Home Buyer’s Guide is available for FREE, to help you get started! Click the link below to get your home buyer’s guide! Free Home Buyer’s Guide by Amy L. Neuharth.

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